Sunwise Capital

https://www.startus.cc/company/sunwise-capital

20423 State Road 7 F6-350

Boca Raton, FL 33498

United States

Website

https://www.facebook.com/sunwisecapital

https://twitter.com/sunwisecapital

General information:

Sunwise Capital offers an easy and convenient way to apply for small business loans. Our company aims to provide the best unsecured business loans, merchant cash advances, and working capital loans so that you can build your business. Since our inception in 2010, we have been serving over 86,000 businesses and counting. Businesses trust Sunwise Capital because we are easy to work with and are efficient at helping business owners find the right type of funding they need to grow. Feel free to schedule an appointment with us today!

Company information:

Company type:

Company

Industry:

Financial Services

Products and Services:

Bad Credit Business Loans

No problem if you have a bad personal credit score! Our Bad Credit Business Loans are designed specifically for people who have had trouble getting traditional loans because they have low credit scores.

If other lenders turn you down, or if you want to take some time to build up your credit history, our loans may be what you need. We can offer short-term cash advances against your existing line of credit from brick-and-mortar banks, credit unions, or lending institutions.

Business Line Of Credit

A Business Line of Credit is an unsecured revolving line of credit that allows you to borrow money when needed. It has no collateral required, and the borrower needs no personal guarantee. line of credit

The most significant advantage of a Line of Credit over a secured loan is the amount available to your company. The value of your assets does not limit it. There is also no requirement to pay back the entire amount borrowed. You only pay back the minimum payment plus interest, so you always have more money left for other purposes.

Fast Business Loans

Our Fast Business Loans are for those who need money quickly. These loans are a percentage of your revenue and ability to make payments. The application process takes less than 5 minutes, and approval is usually the same day or within 24 hours. We provide access to funds on the same day or the following business day for businesses that need money quickly.

The design of our Fast Business Loans is to give you access to funds within hours, not weeks. Instead of waiting several weeks or three months for a bank loan, you’ll immediately have the cash you need.

Invoice Factoring

Access to Invoice Factoring is a great way to get paid in full for upfront invoices. By using factoring, you eliminate collection costs and gain instant access to working capital. Invoice factoring is perfect for companies that sell products and services, receive advance payment for work completed, or supply goods or services. get paid in full for invoices

Small to medium-sized businesses typically use factoring. However, larger companies may use invoice factoring as well. The benefit of Invoice Factoring:

Instant Access to Cash Injection
No Collateral Required
Easy And Convenient Application Process
Working Capital for Your Company
Flexible Financing Terms
Quick Funding
Low-Interest Rates

Large Business Loans

We specialize in providing large business loans to established companies that require financing beyond their current banking relationships due to a range of factors, including business size.

Our clients include manufacturing, construction, retail, technology, transportation, distribution, healthcare, energy, food & beverage, real estate, professional service firms, staffing agencies, etc.

Sunwise Capital understands how important it is to rely on your company’s financial strength to meet its obligations. That’s why we take extra steps to safeguard your success.

Our Programs offer flexible terms with competitive rates and fixed monthly payments. Large Business Loans provide:

Cash upfront
Low cost of capital
Cash Flow Cash Flow, Cash Flow
Money for buying equipment
No traditional loan guarantees

Long Term Business Loans

A Long-Term Loan is a type of financing option where the lender provides financing for a specific period, generally between one year and ten years. Smaller businesses that cannot obtain traditional bank financing due to a lack of collateral or credit score can take advantage of our long term loans.

The typical long-term loan will have an interest rate higher than a conventional short-term loan; however, your payments are lower because the repayment period is longer.

The advantage of a long term loan is that the borrower receives more flexibility when repaying the loan. If the business needs additional financing down the road, our returning clients receive more money, with better terms and interest rates.

Merchant Cash Advance

A Merchant Cash Advance (MCA) is a short-term, unsecured loan from a direct lender like Sunwise Capital, made directly to a merchant. It’s convenient for merchants to get fast cash to pay bills, buy inventory, or invest in growth opportunities.

These are not personal loans; they are an advance on your company’s credit card and debit card sales. Business owners apply online through our website and submit their applications electronically. We then review the application and approve or decline it immediately. Once approved, the money is ACH’d into the merchant’s account and available for immediate use.

Merchants can choose any funds ranging from $10,000 to $1 million. The average MCA loan amount is about $67,000, with a loan term of about 9 months.

Apply Now!

Revolving Line Of Credit

Revolving Lines of Credit is a line of credit that allows you to borrow against future sales at a set interest rate. You can draw upon this line of credit whenever you need it. The advantage here means you don’t have to wait until your next billing cycle to get paid. You can also increase or decrease your credit limit as a business owner. As your business grows, you may want to add more lines of credit.

SBA Loans

Small Business Administration (SBA) loans assist small businesses in obtaining capital to start up, expand, purchase equipment, hire employees, and perform other essential functions. These loans are under the 7(a) Guaranty Program and 504 Loan Program.

7(a) Guaranty: An SBA guaranteed loan is a low-interest loan provided by an SBA lender and eligible borrowers. Eligible applicants must be small businesses owned and controlled by socially and economically disadvantaged individuals. backed by the U.S. Government

504 Loan: An SBA 504 Loan is an SBA loan program that offers to finance to small businesses that own real estate. The applicant must be a small business engaged primarily in commercial activities.

SBA Express Loan: An SBA Express Loan provides small business financing, a quick and easy way to access working capital. With the Express Loan, you can receive funding quickly.

You must meet specific requirements to qualify, including credit approval:

Be a small business with less than 500 employees
Operational for no more than three years
Have a net worth of not more than $2 million
Have a positive monthly cash flow
Have a minimum of $25,000 in annual revenue

You will work with an SBA-preferred lender. For more information on these government-guaranteed loans and to get additional assistance, please click here.

Short Term Business Loans

Short term loans are typically less expensive than long-term ones but carry a higher risk. Short-term loans are usually for working capital purposes such as payroll, rent, mortgage payments, utilities, advertising, etc.

Please let us know today if you want more information or GET STARTED below.